10 Insurance Apps Worth Downloading in 2025

In today’s fast-paced world, managing insurance policies doesn’t have to be a chore. With the right mobile app, you can handle everything from claims to payments with just a few taps. Below, we’ve rounded up 10 insurance apps that stand out for their ease of use, helpful features, and customer satisfaction. Whether you’re looking for auto, health, or general insurance solutions, these apps are worth a spot on your phone.

1. GEICO Mobile

The GEICO app is a favorite for its clean design and robust functionality. With over 10 million downloads and ratings of 4.7 on Google Play and 4.8 on the Apple App Store, it’s a top choice for auto insurance. You can pay bills, file claims with the Easy Photo Estimate feature, and access roadside assistance. The DriveEasy program tracks driving habits to offer potential savings, though some users note it may not always distinguish between driver and passenger. It’s a reliable all-in-one tool for GEICO policyholders.

2. State Farm Mobile

State Farm’s app earns praise for its intuitive interface and high ratings (4.6 on Google Play, 4.8 on Apple App Store). It offers features like bill payments, claim filing, and roadside assistance. The Drive Safe & Save program can save safe drivers up to 30%, with a 10% discount just for enrolling. Users love the ability to upload accident photos for quick claims and even use Siri for voice-to-text agent communication. It’s ideal for those who value convenience and rewards for safe driving.

3. Progressive

Progressive’s app is a solid pick for Android users, boasting a 4.6 rating on Google Play and over 10 million downloads. It integrates the Snapshot telematics program, which tracks driving habits to potentially lower rates. You can manage policies, pay bills, and request roadside assistance. Users appreciate the user-friendly layout and the ability to add insurance IDs to Apple Wallet, though some find locating digital IDs tricky. It’s a great option for tech-savvy drivers.

4. USAA Mobile

Designed for military members, veterans, and their families, the USAA app offers more than just insurance management. With a 4.7 rating on the App Store and 4.5 on Google Play, it lets users access banking, insurance, and the SafePilot telematics program, which can save up to 10% for safe driving. Features include digital ID cards, claims reporting, and roadside assistance. Its broad functionality makes it a must-have for eligible users.

5. Farmers Mobile

Farmers’ app scores 4.6 on Google Play and 4.8 on the Apple App Store, with users praising its simplicity for claims and payments. The Signal telematics program tracks driving for potential discounts, and the optional CrashAssist feature can detect accidents and notify authorities. Some users note slower updates or delays in policy reflections, but its high ratings and ease of use make it a strong contender for Farmers customers.

6. Liberty Mutual Mobile

With a 4.8 rating from 19,500 reviews, Liberty Mutual’s app is a versatile tool for managing auto, property, and other insurance types. The RightTrack program offers up to 30% savings for safe driving, with a 10% discount for enrolling, and tracks driving for only 90 days—a plus for privacy-conscious users. Features like tap-to-call roadside assistance and claim tracking add convenience. It’s a great fit for those with multiple policies.

7. MyHumana

For health insurance, the MyHumana app is a standout. It allows users to review claimsrosa access health information, manage claims, and schedule doctor visits. Available on both iOS and Android, it’s highly rated for its user-friendly interface and ability to search for providers by specialty or location. It’s a practical tool for Humana members looking to streamline their healthcare needs.

8. MyAviva

Aviva’s app is a reliable choice for UK and Canadian customers, offering access to auto, home, and health insurance policies. Despite a 2.9-star rating from 120 reviews, many issues stem from login problems rather than usability. Users can start claims, view policies, and manage investments like pensions or ISAs. It’s a functional app for Aviva’s 31 million customers, though it lacks standout features.

9. Vitality

Vitality’s health insurance app is a UK favorite with over 100,000 downloads. Its gamified approach rewards healthy habits, like fitness classes or Park Runs, with points and incentives. The app connects to smartwatches for step tracking and has a user-friendly design. It’s perfect for those who want to make health insurance engaging and rewarding.

10. Insurify

Insurify is a top app for comparing car insurance quotes from multiple providers. Available on iOS and Android, it’s praised for its ability to quickly find affordable rates. Users can input their details once to receive quotes, saving time and effort. While not tied to a single insurer, its high ratings and focus on value make it a must-have for anyone shopping for insurance.

Why These Apps Matter

Insurance apps bring peace of mind by putting policy management at your fingertips. From tracking safe driving for discounts to filing claims on the go, these tools simplify tasks that once required phone calls or paperwork. Many also offer telematics programs, which can lower rates for careful drivers, and high app store ratings reflect their reliability and ease of use.

Choosing the Right App

When picking an insurance app, consider your needs. Do you want a robust app for a specific insurer, like GEICO or State Farm, or a comparison tool like Insurify? Check app store reviews for insights on performance and usability, and ensure the app uses strong encryption to protect your data. If safe driving discounts appeal to you, look for apps with telematics features, but be mindful of privacy concerns.

Final Thoughts

These 10 insurance apps offer something for everyone, whether you’re managing auto, health, or multiple policies. They’re designed to save time, reduce stress, and even cut costs through safe driving rewards or competitive quotes. Download one today and take control of your insurance with confidence.

Note: App ratings and features are based on information available as of May 2025. Always check the latest reviews and updates before downloading.