10 Best Travel Insurance Providers Worldwide

Traveling opens up a world of adventure, culture, and unforgettable memories. But unexpected events—flight cancellations, medical emergencies, or lost luggage—can disrupt even the best-laid plans. That’s where travel insurance comes in, offering peace of mind so you can focus on the journey. With so many providers out there, choosing the right one can feel overwhelming. Below, we’ve curated a list of 10 of the best travel insurance providers worldwide, based on recent reviews, coverage options, and customer satisfaction. Each offers unique strengths to suit different types of travelers.

1. Travelex Insurance Services

Travelex stands out for its comprehensive plans and family-friendly policies. Its Ultimate plan is particularly robust, covering trip cancellations up to $50,000 and emergency medical evacuation up to $1 million. Families love that one child (17 or younger) is covered per insured adult at no extra cost. Recent reviews praise Travelex for its straightforward claims process and responsive customer service, making it a top choice for international trips.

Why Choose Travelex? Ideal for families and those seeking well-rounded coverage with high medical evacuation limits.

2. Allianz Global Assistance

With over 25 years in the industry, Allianz is a trusted name offering customizable single-trip and annual plans. Its OneTrip Basic plan is budget-friendly, while the Premier plan includes add-ons like rental car protection. Customers appreciate the Allyz TravelSmart app, rated 4.8 stars on the Apple App Store, for easy access to claims and medical referrals. Allianz earns high marks for its 24/7 multilingual support.

Why Choose Allianz? Perfect for frequent travelers needing flexible plans and reliable mobile support.

3. Seven Corners

Seven Corners excels in customer service, with 91% of claimants satisfied with the process, above the industry average of 86%. Its TripProtector Preferred plan offers superior trip interruption benefits (200% of trip cost) and strong medical coverage ($500,000 per person). Reviewers highlight the company’s 24/7 emergency assistance and efficient claims handling, though some note the need for thorough documentation.

Why Choose Seven Corners? Great for travelers prioritizing robust interruption coverage and responsive support.

4. WorldTrips

WorldTrips is a favorite for its primary coverage on emergency medical and baggage loss, meaning claims are paid directly without involving third parties. The Atlas Journey Elevate plan includes up to $1 million in medical evacuation coverage. With a 4.27-star rating on Squaremouth, customers value the company’s clear policy terms and add-ons like cancel for any reason (CFAR).

Why Choose WorldTrips? Best for those seeking primary medical coverage and customizable add-ons.

5. Berkshire Hathaway Travel Protection

Berkshire Hathaway offers tailored plans, including the unique AirCare plan for flight-related issues with automatic reimbursements. Its ExactCare Value plan is slightly above average in cost but provides comprehensive coverage. Recent feedback notes the ease of filing claims, though some wish for higher medical expense limits. It’s a solid pick for travelers wanting customizable options.

Why Choose Berkshire Hathaway? Suits travelers looking for flight-specific or customizable coverage.

6. Travel Insured International

This provider shines for emergency evacuation coverage, offering up to $1 million per person in its Worldwide Trip Protector plan. It also includes rare non-medical evacuation benefits up to $150,000, ideal for remote destinations. Customers give it a 4.39-star rating on Squaremouth, praising its thorough claims process and helpful support.

Why Choose Travel Insured International? Excellent for adventurers traveling to remote or high-risk areas.

7. AIG Travel Guard

AIG Travel Guard is a go-to for travelers with pre-existing conditions, offering waivers if purchased within 14 days of initial trip payment. Its plans cover everything from medical emergencies to trip delays, with concierge services included. Reviewers commend AIG for quick claim settlements, though some mention policy terms could be clearer.

Why Choose AIG Travel Guard? Ideal for those needing pre-existing condition coverage and comprehensive benefits.

8. Nationwide

Nationwide’s cruise-specific plans, like the Universal Cruise plan, cover missed connections and itinerary changes, with $75,000 in medical coverage. Its claims process is notably fast, often resolving same-day. Customers appreciate the 10-day review period to assess policies, though some find the lack of add-ons limiting.

Why Choose Nationwide? A top pick for cruise travelers seeking specialized coverage.

9. IMG (International Medical Group)

IMG is known for its broad range of plans, from trip cancellation to long-term medical coverage. Its Global Medical plan is popular among expatriates, covering clients in over 170 countries. Reviewers highlight IMG’s preventative care options and competitive pricing, making it a versatile choice for global travelers.

Why Choose IMG? Best for long-term travelers or expats needing global medical coverage.

10. HTH Worldwide

HTH Worldwide offers strong group travel policies, with a 10% discount for groups of five or more. Its TripProtector Preferred plan includes exceptional travel delay benefits ($2,000 per person) and hurricane coverage after a six-hour delay. Customers rate its group coverage highly for educators, missionaries, and corporate travelers.

Why Choose HTH Worldwide? Perfect for group travelers seeking cost-effective, comprehensive plans.

Choosing the Right Travel Insurance Provider

Selecting a travel insurance provider depends on your trip’s specifics—destination, duration, activities, and budget. Here are a few tips to guide your decision:

• Assess Your Needs: If you’re traveling with family, prioritize providers like Travelex that offer free coverage for children. For remote destinations, consider Travel Insured International for its evacuation benefits.

• Check Coverage Limits: Ensure medical and evacuation limits meet your destination’s healthcare costs, especially for the USA, where medical expenses are high.

• Read Reviews: Platforms like Squaremouth and Trustpilot offer insights into claims experiences. Look for providers with high customer satisfaction, like Seven Corners or WorldTrips.

• Compare Quotes: Use comparison sites like InsureMyTrip or Squaremouth to evaluate plans side-by-side. Most providers offer instant quotes based on trip details.

• Consider Add-Ons: Options like CFAR (cancel for any reason) or adventure sports coverage can enhance your policy but may increase costs. Allianz and WorldTrips offer flexible add-ons.